Life cover.

Get an instant life cover quote

What type of life cover do you need?

Life Insurance - designed to pay your chosen amount of cover if you die or if you're diagnosed with a terminal illness (life expectancy is less than 12 months) during your chosen length of cover. This cash sum could be used to help protect the family's lifestyle and everyday living expenses or help pay off the mortgage.

Decreasing Life Insurance - this policy is designed to protect a repayment mortgage, so the amount of cover reduces roughly in line with the way a repayment mortgage decreases. It is designed to pay a cash sum if you die or if you're diagnosed with a terminal illness (life expectancy is less than 12 months) during your chosen length of cover.

Who would you like the policy to cover?

Is this policy just to cover yourself or would you like to take out a joint application to cover both your life and someone else's life, such as a partner's life?

If you take out a joint application please be aware that the policy will only pay out once when the first person dies or is diagnosed with a terminal illness (or specified critical illness if critical illness cover is chosen) and meets our definition during the length of the policy.

Please choose EITHER an amount of cover you need OR select a monthly amount to pay each month.

If the policy is to protect your family, think about how much they would need to cover their lifestyle and living expenses if you were to die. If you're protecting your mortgage, consider the amount of cover you would need to repay your mortgage.

Or, if you know roughly how much you want to pay each month, please enter this amount instead. We'll then tell you the total amount of life cover you could have for that.

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The amount of cover is the cash sum that could financially help your loved ones or help repay the mortgage if you were to die.

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If you know how much you can afford each month (a minimum of £6), we'll work out the amount of cover you could have.

Not sure how much you need? Use our cover calculator

What's your date of birth?
What's the date of birth of the other applicant?

You need to tell us how long you want your cover to last. Think about the age of any children who depend on you financially or the time left on unprotected loan payments. If you're protecting your mortgage, consider the number of years left until your mortgage ends.

If you've smoked any cigarettes, cigars, a pipe, used e-cigarettes (whether or not they contain nicotine), or used nicotine replacements at all in the last 12 months you need to answer 'Yes - regularly' or 'Yes - occasionally'.

If the other applicant has smoked any cigarettes, cigars, a pipe, used e-cigarettes (whether or not they contain nicotine), or used nicotine replacements at all in the last 12 months you need to answer 'Yes - regularly' or 'Yes - occasionally'.

 

Legal & General understand that you may find choosing the right life insurance product complicated. We’ve teamed up with LifeSearch, award winning life insurance experts who can offer you free advice over the phone. Please provide your phone number here if you consent to Legal & General sharing your quote information with LifeSearch who will contact you to discuss your quote and how Legal & General life insurance products may provide the protection you need

We don't need your email address to give you a quote but we do need it if you choose to apply. If you provide your email address we will not use it for marketing without your permission.

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Looking for Critical Illness Cover?

We can only offer you Critical Illness Cover if your policy ends before your 70th birthday. So if you'd like to have a quote for critical illness cover as well, you'll need to change your policy term above to be (minimum term is years).

What is Critical Illness Cover?

Looking for Critical Illness Cover?

We can only offer Critical Illness Cover if the cover amount is under .

We can only offer you Life Cover and Critical Illness Cover combined if the cover amount is under .

What is Critical Illness Cover?

Looking for Critical Illness Cover?

We can only offer you Critical Illness Cover if your policy ends before your 70th birthday. So we're sorry but as the minimum term for Life Insurance with Critical Illness Cover is years, we're unable to offer you a quote for Critical Illness Cover.

Looking for Critical Illness Cover?

We can only offer you Critical Illness Cover if the policy term is years or more and your policy ends before your 70th birthday. So if you'd like to have a quote for critical illness cover as well, you'll need to change your policy term above to be between and .

What is Critical Illness Cover?

Critical Illness Cover

Critical Illness Cover is designed to pay out your chosen amount of cover if you're diagnosed with or undergo a medical procedure for one of our specified critical illnesses during the length of your policy and you survive for 14 days from diagnosis. It can be added when you take out life insurance, at an additional cost. The critical illnesses covered include heart attack, cancer and stroke. However, some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.

Do you need to add Critical Illness Cover to your life cover for an additional cost?

By choosing to protect yourself with Critical Illness Cover you could help you and your loved ones cope financially if you're diagnosed with or undergo a medical procedure for one of our specified critical illnesses during the length of your policy and you survive for 14 days from diagnosis. We also include Children's Critical Illness Cover as part of your cover.

Please read our Guide to Critical Illness Cover (PDF: 642KB) for full details of the conditions we cover.

If you'd like to add Critical Illness Cover to your life cover, either select an amount below or enter your own amount.

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Would you prefer to pay premiums annually and receive up to a 4% discount?

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This quote may change based on your answers in the application.

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Next steps

  • Start your application by clicking "APPLY NOW".
  • Keep your Direct Debit details to hand, as you'll need these to complete your application. You may also need to provide your Doctor's details, but we'll let you know if we need them.
  • Don't forget to click "CONTINUE" at the end to confirm your application.
  • Relax knowing you're covered by the UK's number one Life Insurance provider.
    Based on individual life insurance sales in 2017, Term & Health Watch report 2018 Swiss Re

Key information for new customers

Policy Summary (PDF: 1.54MB)

Policy Booklet (PDF: 1.57MB)

Guide to Critical Illness Cover (PDF: 642KB)

Life insurance provider of the year (direct)

Winner: Consumer Moneyfacts Award 2016

Contact us

Call us on

0800 316 7308

Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday.

We may record and monitor calls

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